Terms & Conditions

Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website or services.

Educational Purpose

All information provided on this website, in our blog, through our calculators, and during consultations is intended for general financial education purposes only. It does not constitute personalized financial, investment, tax, or legal advice. You should consult a qualified professional before making decisions based on your individual circumstances.

No Guarantee of Results

Financial markets, tax laws, and personal circumstances change over time. While we strive to provide accurate and helpful information, we make no guarantees regarding specific outcomes, investment performance, or financial results. All investments involve risk, including possible loss of principal.

Use of Interactive Tools

Calculators and other interactive tools on this site produce illustrative estimates based on the inputs you provide and simplified assumptions. They are not predictions of actual results and should not be relied upon as the sole basis for any financial decision.

Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the property of Nichola Ingram Financial Services and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our prior written permission.

Third-Party Links & Services

Our website may contain links to third-party websites and use third-party services such as scheduling and form-delivery providers. We are not responsible for the content, practices, or policies of these external sites and services. Your use of them is governed by their respective terms and privacy policies.

User Conduct

You agree to use this website lawfully and not to misuse, disrupt, or attempt to gain unauthorized access to any part of the site or its systems. You are responsible for the accuracy of the information you submit through our forms.

Limitation of Liability

To the fullest extent permitted by law, Nichola Ingram Financial Services shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided herein.

Changes to These Terms

We may update these Terms & Conditions from time to time. When we do, we will revise the “last updated” date at the top of this page. Continued use of the website after changes constitutes acceptance of the revised terms.

Contact Us

If you have questions about these Terms & Conditions, please contact us:

Nichola Ingram Financial Services
Phone: (570) 216-2923